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Michael McCarthy is an experienced real estate finance attorney with who advises institutional lenders, borrowers and investors in connection with a wide variety of commercial real estate finance and related matters.  Mike also represents clients with the acquisition and disposition of real estate, including the formation of joint venture vehicles to acquire real estate. 

Mike has served as the lead counsel on hundreds of transactions and is experienced in securitized lending, mortgage loans, mezzanine loans, A/B note structures, preferred equity, construction loans, and intercreditor and co-lending arrangements.  His transactions have crossed a wide range of property types including office, industrial, residential, multifamily, retail, hospitality and mixed use.  Mike also devotes a portion of his practice to real estate capital markets transactions, and in particular, repurchase facilities, for both borrower and lenders.  Experienced in all finance matters and at every stage of a loan’s life cycle, Mike applies his real-time, in-depth market knowledge, unparalleled insight and skill to help clients achieve their unique business and legal goals. Efficient and practical, he provides exceptional value with tailored business and legal solutions.

Mike counsels clients in connection with acquisition and disposition of whole loans, participation interests, and subordinate notes and in connection with loan workouts, restructurings and workouts and foreclosures and deed-in-lieu transactions.


  • Elected Member, Community Education Council – District 3 (Manhattan’s Upper West Side), a public advisory committee responsible for reviewing and evaluating the district’s educational programs, approving zoning lines and holding public hearings on educational matters.
  • Former Co-Chair, Parent/Teacher Association Men’s Club, Jewish Community Center of Manhattan

Speeches & Events

  • Commercial Observer’s 3rd Annual Financing Commercial Real Estate Forum, D.C., Panel Moderator, “In the Tranches: Where are Industry Vets Finding Opportunity Today?” September 2019

Admitted To Practice

New York


J.D., cum laude, St. John's University School of Law, 2004, American Bankruptcy Institute Law Review, Senior Staff Member; New York Real Property Law Journal, Editor; Recipient of the Joseph Levine Real Property Award

B.A., Emory University, 1997


  • “Loan Purchases: Lenders and Investors Weathering the COVID-19 Economic Downturn to Find the Other Side of the Rainbow,” Real Estate Finance Journal, Spring 2021
  • "The Nuts and Bolts of Loan Purchases and Sales (Part 1: Purchaser Due Diligence)," Stroock Client Alert, March 1, 2021
  • “New Opportunities for Investors to Drive the Reset of CRE,” Commercial Property Executive, February 2021
  • “UCC Foreclosure, Mezzanine Loans and COVID-19: What is “Commercially Reasonable” in a Pandemic,” Bloomberg Tax, July 2020

Honors & Awards

  • Best Lawyers in America