Raymond Garcia concentrates on complex commercial litigation, with a particular emphasis on representing financial institutions and financial services companies in all aspects of both individual and class actions.
Mr. Garcia has litigated a broad range of matters in state, federal, and appellate courts throughout the country, including claims under the Telephone Consumer Protection Act (the "TCPA"), the Fair Credit Reporting Act (the "FCRA"), the Fair Debt Collection Practices Act ("FDCPA"), the Racketeer Influenced and Corrupt Organizations Act ("RICO"), and various states' unfair and deceptive acts and practices statutes, including New York's General Business Law § 349, California's Business and Professions Code § 17200, and California's Consumer Legal Remedies Act ("CLRA"). He represents an array of companies, including credit card issuers, mortgage lenders, consumer reporting agencies, automotive finance companies, and student lenders.
In addition to his litigation experience, Mr. Garcia has settled individual and nationwide class actions and defended those settlements on appeal and in parallel actions.
ADMITTED TO PRACTICE
New York; California
U.S. District Court, Northern District of New York; U.S. District Court, Southern District of New York; U.S. District Court, Eastern District of New York; U.S. District Court, Western District of New York; U.S. District Court, Northern District of California; U.S. District Court, Eastern District of California; U.S. District Court, Southern District of California; U.S. District Court, Central District of California; U.S. Courts of Appeals, Second Circuit; U.S. Courts of Appeals, Third Circuit; U.S. Courts of Appeals, Ninth Circuit
J.D., University of Chicago Law School, 2011
B.A., cum laude, University of Florida, 2007